Provident operates in is the leader of the Polish non-bank loans market. During 20 years, the company has financed several million Poles. In addition to Poland, the company provides loans in the Czech Republic, Slovakia, Lithuania and even Mexico.
Provident belongs to the international financial group IPF – International Personal Finance, which is listed on the London Stock Exchange. According to a popular opinion, the company does not verify the databases of customers, hence many are considered a loan for indebted people. Provident has 54 branches in the largest Polish cities.
PROVIDENT OFFER IN PŁOCK
1. Self-service loan
- Amount: from PLN 300 to PLN 20,000
- Repayment: from 3 to 48 months
- All over the Internet
- No employee’s visit
- Minimal formalities
- APRC 163.14%
We will get the loan in full without leaving the house. We can spend the money for any purpose.
2. Matched loan
- Amount: from PLN 300 to PLN 15,000
- Repayment: up to 90 weeks or 24 months
- Withdraw to your account or in cash
- Help from the Client Advisor
- Additional Medical or Protective Package
- APRC 160.5%
Clients of the Matched Loan have a choice: payment to the account and monthly payment or payment in cash (monthly or weekly installment).
3. A loan for 48 months
- Amount: from 5,000 to 20,000 PLN
- Repayment: 48 months
- Loan on the Internet
- Minimal formalities
- Offer to be canceled
- APR 9.87%
Attractive loan offer. Repayment is always spread over 4 years. The APRC is only 9.87% and is similar to loans offered via the Internet.
4. A 5×0 loan
- Amount: from PLN 500 to PLN 2,000
- Repayment: 5 months
- Free loan
- Full online
- Promotion from 06/03/2019
- APR 0%
A promotional offer for new customers. Repayment is always spread over 5 months. The loan is free – we give back only as much as we borrowed.
Provident headquarters in Płock – access map
Actual Annual Interest Rate (APR) is 163.14%, total loan amount (without credited costs) PLN 1,500, total amount to be paid PLN 2432.36, fixed interest rate 10%, total loan cost PLN 932.36 (including: commission for granting a loan PLN 564.48, payment for a comfort plan PLN 241.92, interest PLN 125.96), 12-month equal installments in the amount of PLN 202.70. The calculation was made on 10/01/2019 on a representative example.
The Actual Annual Interest Rate (APRC) is 160.5%, the total loan amount (without crediting costs) is PLN 2,400, the total amount to be paid is PLN 3,882.35, the fixed interest rate is 10%, the total loan cost is PLN 1,482.35 (in including: commission PLN 887.19, preparation fee PLN 40, fee for a flexible repayment plan PLN 376.80, interest PLN 186.36), 12 monthly installments equal to PLN 323.53. The calculation was made on 10/01/2019 on a representative example.
A loan for 48 months
Actual Annual Interest Rate (APR) is 9.87%, total loan amount (without credited costs) PLN 9100, total amount to be paid PLN 10,960.80, fixed interest rate 5%, total credit cost PLN 1860.80 (including: commission PLN 819.00, interest PLN 1,041.80), 48 monthly equal installments of PLN 228.35. The calculation was made on 10/01/2019 on a representative example of a 48-month loan.
A loan for Start
The Actual Annual Interest Rate (APRC) is 0%; the total amount of the loan – PLN 1,500; the total amount to be paid – PLN 1,500; fixed interest rate – 0%; total cost of the loan – PLN 0; 5 monthly equal installments of PLN 300. The calculation was made on 06/03/2019 on a representative example.